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A Holistic Approach to Extra-Judicial Enforcement and Private Debt Collection : A Comparative Account of Trends, Empirical Evidences, and the Connected Regulatory Challenges (Part One)
Title / Series / Name
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Publication Issue
Pages
Authors
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Keywords
comparative law
extra-judicial (out-of-court) enforcement
factoring (sale of receivables)
hard and soft regulation
law reforms
leasing
private debt collection
secured transactions
self-help repossession
self-regulation
Sociology and Political Science
Law
extra-judicial (out-of-court) enforcement
factoring (sale of receivables)
hard and soft regulation
law reforms
leasing
private debt collection
secured transactions
self-help repossession
self-regulation
Sociology and Political Science
Law
URI
https://hdl.handle.net/20.500.14018/26405
Abstract
The article is a comparative account of empirical evidences and regulatory responses on the practices and corollary problems of private debt collectors as compared to private bailiffs and repossession agents. Part One of the article reflects on the importance of extra-judicial enforcement, clarifies the terminology, and illustrates the corollary problems through two brief case studies from Hungary: one on the activities of private car-repossession companies and the other on the aggressive collection practices of private debt collectors. These are then assessed under sector-specific laws of Australia and the United States as developed regulatory systems. Part Two is an overview of related contemporary laws. Anglo-Saxon systems (United Kingdom and the United States), as possessing the most developed regulatory systems. European civil law jurisdictions, where besides a brief account of Danish, French and Italian laws, the focus is on Germany in which its 2008 Act on Provision of Outof- Court Legal Services is ongoing. Central and Eastern European (post-socialist) systems, all having reformed their bailiff systems, but having failed to face the challenged the appearance of private debt collectors on their markets, will be covered, from Lithuania and Poland, to Croatia and Serbia.
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Publisher
Place of Publication
Type
Journal article
Date
2019
Language
ISBN
Identifiers
10.5937/pravzap0-24140